Ford Finance Plans

Finance Plans for Personal Customers

Use the comparison below to help you decide which type of financing is right for you. 

Plan Features

Ford Personal Lease*

Ford Acquire

Ford Options

Ford Options Cashplan

Available From Your Ford Dealer YES YES YES YES
Option To Own The Vehicle^ NO YES YES YES
Vehicle Age New vehicles only New and used vehicles (age limits apply) New and used vehicles (age limits apply) New and used vehicles (age limits apply)
Available On Cars And Commercial Vehicles Cars only YES Cars & Ford Ranger only Cars & Ford Ranger only
Finance Term 24 to 48 months 24 to 60 months 24 or 36 months 24 or 36 months
Typical Advance Rental/Deposit Advance rental typically equal to 3 monthly rentals Zero deposit available

Zero deposit available

(Maximum deposit of 35%)

Purchase price of the car less the Optional Final Payment plus the Finance Facility Fee and Interest
Fixed Monthly Payments/Rentals YES YES YES No monthly payments
No Responsibility For Vehicle Disposal YES NO NO NO
Optional Final Payment NO NO YES YES
Flexible End Of Contract Options Renew/Return/Extend Renew/Retain Renew/Retain/Return Renew/Retain/Return
Optional Maintenance/Service Package Available at additional cost Ask your Ford Dealer Ask your Ford Dealer Ask your Ford Dealer
Choice Of Mileage Band YES NO YES YES
Road Fund License Included for the duration of the agreement Included for the first year Included for the first year Included for the first year

^Subject to all payments (including Purchase Fee) being paid.

Important Information


Ford Credit is a trading Style of FCE Bank plc. Registered in England: No 772784. Registered Office: Central Office, Eagle Way, Brentwood, Essex, CM13 3AR. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.

*Ford Personal Lease from Ford is provided by ALD Automotive Limited, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. For the purposes of the Data Protection Act 1998 the data controller in relation to any information you supply for Ford Personal Lease is ALD Automotive Limited, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. Registered in England No. 987418. Authorised and regulated by the Financial Conduct Authority.

Imagery and information shown throughout this website may not reflect latest UK specifications, colours may vary, options and/or accessories may be featured at additional cost and locations and vehicles used may be outside of the UK.

Ford policy is one of continuous product development. The right is reserved to change specifications, colours of the models and items illustrated and described on this website at any time.

[†]For Passenger Vehicles: This is the manufacturer's Recommended 'On the Road' price for the model shown. It includes delivery to Dealer, 12 months Government Vehicle Excise Duty, Government First Registration Fee, cost of number plates (estimated) and VAT (at 20%) but excludes any available retail Customer Saving.
[‡]This is the Basic Recommended Retail price excluding VAT, any available Customer Saving, and ‘On the Road’ costs such as delivery to Dealer, 12 months Government Vehicle Excise Duty, Government First Registration Fee and cost of number plates.

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